NORD Credits · licensed lender since 2016
Your direction. Our financing.
Consumer loans and car loans up to 15 000 €, car leasing up to 35 000 € — at a fixed interest rate. Choose a direction and see the monthly payment straight away.
- Fixed rate from 1%/mo.
- 500–15 000 €
- 12–84 months
- PTAC licence NK-2016-056
Products
Three directions — one clear price
Payment calculated for 5 000 € over 60 months; for leasing, on the leasing amount. See the representative example at the bottom of the page.
How it works
Three steps to your plan
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1
Fill in the application
Amount, term, personal details and a bank account statement for the last 6 months. All right here on this page.
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2
We assess it
A specialist reviews your application and contacts you to offer specific terms.
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3
Sign the agreement
If the terms suit you, you sign the agreement and the money is transferred to your bank account.
About NORD Credits
A licensed lender with an office in Riga
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Fixed interest rate
The rate does not change during the term of the agreement, so your monthly payment is predictable.
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All terms before the agreement
Before signing, you will receive a written offer showing the total cost and the APR.
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Office in Riga
Vesetas iela 3, Rīga. You can also speak to a specialist by phone.
Consumer Rights Protection Centre (PTAC)
Special permit (licence)
No. NK-2016-056
to provide consumer lending services in the Republic of Latvia
AS «NORD Credit»
Issued on 15 December 2016
Questions
Frequently asked questions
What loans does NORD Credits offer?
Consumer loans and car loans from 500 to 15 000 €, as well as car leasing up to 35 000 € for individuals — at a fixed interest rate and with a term from 12 to 84 months.
How is a car loan different from car leasing?
With a car loan, the car is yours from day one and no down payment is needed. Leasing requires a down payment from 10%, and the car becomes yours once the leasing is paid off.
How do I apply?
Choose a product, calculate the payment and fill in the application online — amount, term, personal details and a bank account statement for 6 months.
How much does the loan cost?
It depends on the amount and the term. The price is made up of a fixed interest rate from 1% per month (12% per year), an agreement fee and a monthly service fee. You will see the exact price and the APR in the offer before you sign the agreement. A calculation example is at the bottom of the page.
Can I repay the loan early?
Yes. You have the right to repay the loan in full or in part at any time, and the total cost of the loan is then reduced. Details are in the agreement.