Car loan · 500–15 000 €
Your next car
New or used, from a dealer or a private seller — choose a car and see the monthly payment straight away. No down payment, fixed rate from 1% per month.
What do you need a car for?
Car age
Prices are approximate prices of used cars in Latvia, for example only. You can change the amount.
- Fixed rate from 1%/mo.
- No down payment
- Dealer or private seller
- PTAC licence NK-2016-056
How it works
The road to your keys
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1
Choose a car
New or used, from a dealer or a private seller.
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2
Apply
Amount, term, personal details and a bank account statement — right here on this page.
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3
Get an offer
A specialist assesses your application and contacts you about the terms.
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4
Drive
Sign the agreement and buy the car within 30 days.
Term
Choose a payment that fits your budget
The longer the term, the lower the monthly payment, but the higher the total amount you repay. Compare and choose with care.
- Selected term
- 60 mo.
- Monthly payment
- from 181.85 €/mo.
For 7 000 € · Tap a bar to choose the term
mo.
What you will need
Prepare in advance — just three things
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Personal code
To assess the loan and check your details in databases.
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Account statement for 6 months
PDF or JSON from your online bank: account → statement → period 6 months → download.
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Phone and email
So that a specialist can contact you about the offer.
About NORD Credits
A licensed lender with an office in Riga
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Fixed interest rate
The rate does not change during the term of the agreement, so your monthly payment is predictable.
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All terms before the agreement
Before signing, you will receive a written offer showing the total cost and the APR.
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Office in Riga
Vesetas iela 3, Rīga. You can also speak to a specialist by phone.
Consumer Rights Protection Centre (PTAC)
Special permit (licence)
No. NK-2016-056
to provide consumer lending services in the Republic of Latvia
AS «NORD Credit»
Issued on 15 December 2016
Questions
Frequently asked questions
Can I buy a used car or buy from a private seller?
Yes. The financing works for both new and used cars, whether you buy from a dealer or a private seller.
Do I need a down payment?
No. You can borrow the full price of the car — from 500 to 15 000 €.
Who will own the car?
You — from the very first day. That is the main difference from leasing.
How soon do I have to buy the car?
The car must be purchased within 30 days of signing the agreement.
How much does the loan cost?
It depends on the amount and the term. The price is made up of a fixed interest rate from 1% per month (12% per year), an agreement fee and a monthly service fee. You will see the exact price and the APR in the offer before you sign the agreement. A calculation example is at the bottom of the page.
Why is a bank account statement needed?
The lender has to make sure you can afford the payment. A 6-month statement shows your income and expenses — without it, the application cannot be assessed. A PDF or JSON from your online bank is fine.
Can I repay the loan early?
Yes. You have the right to repay the loan in full or in part at any time, and the total cost of the loan is then reduced. Details are in the agreement.