Car leasing · down payment from 10%
Choose, drive and enjoy
A new or used car with a down payment from 10%. Leasing covers the rest — you pay in instalments, and once the leasing is paid off, the car is yours.
What do you need a car for?
Car age
Prices are approximate prices of used cars in Latvia, for example only. You can change the amount.
- Fixed rate from 1%/mo.
- Down payment from 10%
- New or used car
- PTAC licence NK-2016-056
How it works
The road to your keys
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1
Choose a car
New or used — and calculate the down payment.
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2
Apply
Amount, term, personal details and a bank account statement — right here on this page.
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3
Get an offer
A specialist assesses your application and contacts you about the terms.
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4
Register and drive
After the agreement, register the car and you can drive. Once the leasing is paid off, the car is yours.
Term
Choose a payment that fits your budget
The longer the term, the lower the monthly payment, but the higher the total amount you repay. Compare and choose with care.
- Selected term
- 60 mo.
- Monthly payment
- from 145.49 €/mo.
For 5 600 € · Tap a bar to choose the term
mo.
What you will need
Prepare in advance — just three things
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Personal code
To assess the loan and check your details in databases.
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Account statement for 6 months
PDF or JSON from your online bank: account → statement → period 6 months → download.
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Phone and email
So that a specialist can contact you about the offer.
About NORD Credits
A licensed lender with an office in Riga
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Fixed interest rate
The rate does not change during the term of the agreement, so your monthly payment is predictable.
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All terms before the agreement
Before signing, you will receive a written offer showing the total cost and the APR.
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Office in Riga
Vesetas iela 3, Rīga. You can also speak to a specialist by phone.
Consumer Rights Protection Centre (PTAC)
Special permit (licence)
No. NK-2016-056
to provide consumer lending services in the Republic of Latvia
AS «NORD Credit»
Issued on 15 December 2016
Questions
Frequently asked questions
What is the minimum down payment?
From 10% of the car price. A larger down payment reduces the leasing amount and the monthly payment.
How is leasing different from a car loan?
With a car loan, the car is yours from day one and no down payment is needed. Leasing requires a down payment from 10%, and the car becomes yours once the leasing is paid off.
Can I lease a used car?
Yes. Leasing works for both new and used cars.
How much does leasing cost?
It depends on the leasing amount and the term. The price is made up of a fixed interest rate from 1% per month (12% per year), an agreement fee and a monthly service fee. You will see the exact price and the APR in the offer before you sign the agreement. A calculation example is at the bottom of the page.
Why is a bank account statement needed?
The lessor has to make sure you can afford the payment. A 6-month statement shows your income and expenses — without it, the application cannot be assessed. A PDF or JSON from your online bank is fine.
Can I pay off the leasing early?
Yes. You have the right to pay off the leasing in full or in part at any time, and the total cost is then reduced. Details are in the agreement.