Loan for any purpose · 500–15 000 €
Build your dream
Choose what you want to make happen and see the amount and the monthly payment straight away. Fixed interest rate from 1% per month.
This calculation is for information only. See the representative example at the bottom of the page.
What do you want to make happen?
Tap an item to add it to your plan
Prices are approximate, for example only
- Fixed rate from 1%/mo.
- 500–15 000 €
- 12–84 months
- PTAC licence NK-2016-056
Term
Choose a payment that fits your budget
The longer the term, the lower the monthly payment, but the higher the total amount you repay. Compare and choose with care.
- Selected term
- 60 mo.
- Monthly payment
- from 112.51 €/mo.
For 4 600 € · Tap a bar to choose the term
mo.
How it works
Three steps to your plan
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1
Fill in the application
Amount, term, personal details and a bank account statement for the last 6 months. All right here on this page.
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2
We assess it
A specialist reviews your application and contacts you to offer specific terms.
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3
Sign the agreement
If the terms suit you, you sign the agreement and the money is transferred to your bank account.
What you will need
Prepare in advance — just three things
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Personal code
To assess the loan and check your details in databases.
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Account statement for 6 months
PDF or JSON from your online bank: account → statement → period 6 months → download.
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Phone and email
So that a specialist can contact you about the offer.
About NORD Credits
A licensed lender with an office in Riga
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Fixed interest rate
The rate does not change during the term of the agreement, so your monthly payment is predictable.
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All terms before the agreement
Before signing, you will receive a written offer showing the total cost and the APR.
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Office in Riga
Vesetas iela 3, Rīga. You can also speak to a specialist by phone.
Consumer Rights Protection Centre (PTAC)
Special permit (licence)
No. NK-2016-056
to provide consumer lending services in the Republic of Latvia
AS «NORD Credit»
Issued on 15 December 2016
Questions
Frequently asked questions
How much does the loan cost?
It depends on the amount and the term. The price is made up of a fixed interest rate from 1% per month (12% per year), an agreement fee (from 7% of the amount paid out, but not less than 150 €) and a monthly administration fee of 3.02 €. All fees are listed in the price list. You will see the exact price and the APR in the offer before you sign the agreement. A calculation example is at the bottom of the page.
Why is a bank account statement needed?
The lender has to make sure you can afford the payment. A 6-month statement shows your income and expenses — without it, the application cannot be assessed. A PDF or JSON from your online bank is fine; if you have several accounts, add all of them.
Can I repay the loan early?
Yes. You have the right to repay the loan in full or in part at any time, and the total cost of the loan is then reduced. Details are in the agreement.
What do the items and prices in the calculator mean?
They are examples with approximate prices to help you get a feel for the amount. You can use the loan for your own purposes — in the application, enter the amount you actually need.
Does applying commit me to anything?
No. Neither the application nor the offer commits you to anything — obligations arise only once you sign the agreement.
How is my data processed?
We use your data only to assess your application and to contact you, in line with the NORD Credits privacy policy. We send marketing messages only if you agree to this separately.